Services

ETI’s clients include the largest structured finance trustees in the world, ABS, MBS, and other structured finance issuers, banks, investment banks, REITs, asset managers, government agencies, servicers, and accounting firms. The services that we provide include pre-issuance transaction reviews, comprehensive deal cash flow modeling, monthly bond administration, including recalculating or shadowing of monthly collateral and bond payments on structured transactions and completing the related REMIC or other trust tax reporting. We also complete taxable-income calculations for portfolios of distressed loans, assist our clients with bond waterfall issues, and provide consulting services.

Since 1988, EmphaSys Technologies Inc. has provided services on over 2,000 securitized transactions with proven results for our clients. ETI works closely with our clients to help them grow their businesses and maintain a competitive edge in today’s markets. We strive to provide value-added and timely service by utilizing our specialized knowledge and experience, coupled with a collaborative team approach allowing us to deliver solutions that are current with the latest developments in the marketplace and that meet the needs of our clients.


Structured Finance Analytics

Structured Finance Analytics

Specializing in pre-issuance transaction reviews, deal cash flow modeling, and monthly bond administration services.

REMIC Tax and Residual Analysis

REMIC Tax and Residual Analysis

ETI has extensive experience completing REMIC tax reporting for a wide range of REMIC structures and also completes tax reports for grantor trusts, WHFITs, and partnership arrangements. ETI also calculates the projected excess inclusion income of residual interests under different prepayment assumptions.

Loan Portfolio Accounting and Tax

Loan Portfolio Accounting and Tax

ETI calculates taxable income for loan portfolios of failed institutions purchased from the FDIC with loss share agreements. ETI also provides calculations of taxable income associated with pools of distressed or deeply discounted mortgages.

Consulting Services

Consulting Services

ETI has developed software and models to help clients meet their reporting needs and enhance the efficiency of operations. We also assist clients with collecting and consolidating excess inclusion income for portfolios of residual interests.